:root{
--navy:#071522;--navy2:#0d2433;--gold:#c7a45b;--gold2:#e1c17b;--cream:#f5f2eb;--white:#fff;--ink:#17232b;--muted:#6b7479;
--radius:22px;--shadow:0 20px 60px rgba(4,15,24,.12)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--cream);line-height:1.6}a{text-decoration:none;color:inherit}
.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:25px;padding:18px 5vw;background:rgba(7,21,34,.96);backdrop-filter:blur(14px);color:#fff}.brand{display:flex;flex-direction:column;line-height:1.05;letter-spacing:.04em}.brand span{font-weight:800;font-size:18px}.brand small{font-size:9px;color:#b8c3ca;margin-top:6px;letter-spacing:.15em}.nav{display:flex;align-items:center;gap:20px;font-size:13px}.nav a{color:#dce5e9}.nav a:hover{color:var(--gold2)}.nav-cta{padding:11px 16px;border:1px solid rgba(255,255,255,.25);border-radius:999px}.menu-toggle{display:none;background:none;border:0;color:white;font-size:26px}
.hero{min-height:calc(100vh - 78px);display:grid;grid-template-columns:1.05fr .95fr;align-items:center;padding:70px 7vw;background:radial-gradient(circle at 80% 25%,#193a4c 0,#0a1c29 38%,#071522 70%);color:white;overflow:hidden}.hero-copy{max-width:720px}.eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.22em;color:var(--gold2);font-weight:800;margin:0 0 18px}.eyebrow.dark{color:#8c6d2f}.hero h1,.section h2{font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.03;letter-spacing:-.035em}.hero h1{font-size:clamp(54px,7vw,92px);margin:0 0 26px}.hero h1 em,.section h2 em{color:var(--gold2);font-style:normal}.lead{font-size:19px;max-width:650px;color:#d6e0e4}.actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 45px}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 23px;font-weight:800;border:1px solid transparent;cursor:pointer;font-size:14px}.gold{background:var(--gold);color:#071522}.gold:hover{background:var(--gold2)}.outline{border-color:rgba(255,255,255,.35);color:white}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:620px}.trust-row div{display:flex;gap:12px;border-top:1px solid rgba(255,255,255,.16);padding-top:14px;font-size:12px;color:#aebcc3}.trust-row b{color:var(--gold2)}.hero-visual{position:relative;justify-self:end;width:min(480px,42vw)}.photo-frame{position:relative;border-radius:28px 28px 130px 28px;overflow:hidden;border:1px solid rgba(255,255,255,.16);box-shadow:0 35px 90px rgba(0,0,0,.35);background:#152d3c}.photo-frame:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(7,21,34,.45))}.hero-photo{width:100%;display:block}.photo-card{position:absolute;left:-35px;bottom:32px;background:#fff;color:#17232b;padding:18px 24px;border-radius:14px;box-shadow:var(--shadow);display:flex;flex-direction:column}.photo-card strong{font-family:Georgia,serif;font-size:21px}.photo-card span{font-size:11px;color:#6c7478;margin-top:4px}
.section{padding:105px 7vw}.section.light{background:var(--cream)}.section.dark{background:var(--navy);color:white}.two-col{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:start}.section h2{font-size:clamp(44px,5vw,70px);margin:0 0 22px}.copy{max-width:700px;font-size:17px;color:#58636a}.pill-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}.pill-row span{padding:9px 13px;border:1px solid #d9d4c9;border-radius:999px;font-size:12px}.section-head{max-width:760px;margin-bottom:45px}.section-head.centered{text-align:center;margin-left:auto;margin-right:auto}.section-lead{max-width:760px;margin:0 auto;color:#687277;font-size:17px}.cards{display:grid;gap:16px}.cards.four{grid-template-columns:repeat(4,1fr)}.cards.three{grid-template-columns:repeat(3,1fr)}.card{padding:30px;border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);background:linear-gradient(145deg,#102b3b,#0a1d2a)}.card .num{color:var(--gold2);font-size:12px}.card h3{font-family:Georgia,serif;font-size:27px;font-weight:500;margin:32px 0 10px}.card p{color:#b7c3c8;margin:0}.pension{background:#f3efe6}.highlight{max-width:900px;margin:0 auto 35px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:25px;padding:28px;background:#fff;border-radius:22px;box-shadow:var(--shadow);text-align:center}.highlight div{display:flex;flex-direction:column}.highlight span{font-size:10px;text-transform:uppercase;letter-spacing:.15em;color:#88703c}.highlight strong{font-family:Georgia,serif;font-size:46px;color:#132733}.highlight small{font-size:12px;color:#71797d}.highlight .arrow{font-size:35px;color:var(--gold)}.examples{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.example{background:#fff;border:1px solid #e4ded2;border-radius:22px;padding:28px;box-shadow:0 12px 35px rgba(27,36,41,.06)}.example.featured{border:2px solid var(--gold);transform:translateY(-8px)}.tag{font-size:10px;letter-spacing:.15em;color:#8a6d31;font-weight:800}.example h3{font-family:Georgia,serif;font-size:25px;font-weight:500;min-height:64px}.line{display:flex;justify-content:space-between;border-bottom:1px solid #eee9df;padding:8px 0;font-size:13px}.line b{color:#162a35}.total{display:flex;justify-content:space-between;align-items:end;padding:20px 0 10px}.total span{font-size:12px;color:#71797d}.total strong{font-family:Georgia,serif;font-size:36px}.rate{font-weight:800;color:#7b6029;background:#f7f0df;padding:9px 12px;border-radius:10px;font-size:12px}.notice{margin-top:24px;font-size:12px;color:#606a6e;background:#e7e1d4;padding:16px 18px;border-radius:12px}.investment{align-items:center}.copy-light{color:#c4d0d5;max-width:650px;margin-bottom:28px}.market-card{background:#102c3d;border:1px solid rgba(255,255,255,.14);padding:35px;border-radius:24px}.market-label{font-size:11px;text-transform:uppercase;letter-spacing:.16em;color:#b8c6cc}.market-big{font-family:Georgia,serif;font-size:64px;color:var(--gold2);margin-top:20px}.market-card p{color:#d2dde1}.bar{height:9px;background:#274352;border-radius:20px;overflow:hidden;margin:25px 0}.bar span{display:block;height:100%;background:var(--gold)}.market-card small{color:#9eb0b7;font-size:11px}.market-foot{margin-top:18px;color:#d5c28e;font-size:11px}.lightcards{grid-template-columns:repeat(3,1fr)}.article{background:#fff;padding:30px;border-radius:20px;border:1px solid #e4ded2;box-shadow:0 12px 35px rgba(27,36,41,.05)}.article span{font-size:10px;color:#92763c;font-weight:800;letter-spacing:.15em}.article h3{font-family:Georgia,serif;font-size:26px;font-weight:500}.article p{color:#697277}.article a{font-weight:800;color:#82652d}.reviews{background:#fff}.review-box{background:#f3efe6;border-radius:24px;padding:45px}.google-mark{font-size:55px;font-weight:800;color:#4285f4;line-height:1}.review-box strong{display:block;font-size:24px;margin-top:20px}.review-box p{color:#687277}.review-box a{font-weight:800;color:#82652d}.contact{background:var(--navy);color:white;display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.contact-intro p:not(.eyebrow){color:#b9c7cd;font-size:17px}.contact-note{margin-top:30px;border-left:2px solid var(--gold);padding-left:18px;display:flex;flex-direction:column;gap:5px}.contact-note span{color:#a9b9bf;font-size:13px}.form{background:#fff;color:#1b2931;border-radius:24px;padding:34px;display:grid;gap:15px;box-shadow:var(--shadow)}.form label{font-size:12px;font-weight:800}.form input,.form select,.form textarea{width:100%;margin-top:6px;border:1px solid #d9dfe1;border-radius:10px;padding:12px 13px;font:inherit;background:#fafafa}.consent{font-weight:500!important;display:flex;gap:8px;align-items:flex-start}.consent input{width:auto;margin-top:3px}.consent a{text-decoration:underline}.form-hint{font-size:10px;color:#777}.darkbtn{background:var(--navy);color:#fff}.footer{background:#050e16;color:#aebcc2;padding:35px 7vw;display:grid;grid-template-columns:1fr auto;gap:20px}.footer strong{color:#fff}.footer span{display:block;font-size:11px;margin-top:5px}.footer-links{display:flex;gap:20px;font-size:12px}.footer small{grid-column:1/-1;color:#68777e;font-size:10px}
@media(max-width:1000px){.nav{display:none}.nav.open{display:flex;position:absolute;top:75px;left:0;right:0;background:var(--navy);padding:20px;flex-direction:column;align-items:stretch}.menu-toggle{display:block}.hero{grid-template-columns:1fr;padding-top:60px}.hero-visual{justify-self:center;width:min(500px,90vw);margin-top:30px}.cards.four{grid-template-columns:repeat(2,1fr)}.two-col,.contact{grid-template-columns:1fr}.examples{grid-template-columns:1fr}.example.featured{transform:none}.highlight{grid-template-columns:1fr}.highlight .arrow{transform:rotate(90deg)}}
@media(max-width:650px){.section{padding:75px 5vw}.site-header{padding:16px 5vw}.trust-row{grid-template-columns:1fr}.cards.four,.cards.three{grid-template-columns:1fr}.hero h1{font-size:52px}.photo-card{left:10px;bottom:15px}.footer{grid-template-columns:1fr}.footer-links{flex-wrap:wrap}.form{padding:24px}}

.direct-contact{display:flex;flex-direction:column;gap:6px;margin-top:28px;font-size:14px}.direct-contact a{color:#e1c17b;font-weight:800}.direct-contact a:hover{text-decoration:underline}